CALENDAR UPDATE

San Diego Public Library is moving to a new online event calendar. Starting March 1, online room reservations will be paused.

Please talk to library staff directly to reserve a room.

2026 Maximizing Social Security

Primary tabs

Age Group:

Adults, Older Adults
  • Registration is encouraged for this event.
  • Registration will close on April 14, 2026 @ 1:23pm.
  • There are 100 seats remaining.

Program Description

Event Details

Social Security plays a critical role in retirement planning. In fact, for many Americans, it represents one of the largest sources of retirement income. However, the rules are complex, and the timing of your decision can permanently affect your lifetime benefits.
Should you claim at 62, wait until full retirement age, or delay until 70?
How do spousal and survivor benefits work?
How does Social Security coordinate with pensions, retirement accounts, and other income sources?
Advanced planning and informed decision-making can make a meaningful difference.
In this free in-person educational class, we will cover:
• How Social Security benefits are calculated
• How claiming age impacts monthly and lifetime income
• The role of spousal and survivor benefits
• How Social Security helps address longevity and inflation concerns
• How benefits coordinate with other retirement income sources
• Key claiming considerations before filing
Whether you are single, married, divorced, or widowed, this session is designed to provide clear, practical education so you can better understand your options and make informed decisions.
This is an educational presentation — NOT a sales event. There is no cost to attend, and the session is open to the public.
Attendees will have the opportunity to address questions during and after the presentation.

Register for this event

Accessibility

Need disability-related modifications or accommodations? Information and program content can be made available in alternative formats upon request by emailing RACooper@sandiego.gov.